MEDICARE 101

Before jumping into all the talk about HMO, PPO, Medigap plans, or Medi/Medi plans...it’s important to first understand how Medicare actually works. Think of it as learning the nuts and bolts—the foundation—before choosing the parts that fit you best.

Too often, people get overwhelmed by all the brands and logos before they’ve had a chance to really learn what Medicare is and how it’s delivered and/or some agents lead with just selling the brands & logos. We disagree with that approach, we believe you’ve earned this benefit through a lifetime of work, so you deserve to fully understand it.

At Romy & Associates, our goal is to meet you where you are—speaking your language and explaining things in a way that makes sense. That’s why we always start with Medicare 101. It’s the key to understanding how HMOs (which can be chronic type plans & Medi/Medi plans), PPOs, and Medigap plans (with Part D) work together—and how they differ—so you can make confident choices about your health coverage.

Our Medicare 101's usually take about 30 min. So get ready to learn!